Net salary calculator (Brazil/CLT)

See your take-home pay: gross salary minus INSS and income tax (Brazilian CLT rules).

Net salary

$3,492.75

INSS deduction$373.41

Income tax$133.84

Total deductions12.7%

Reference INSS and income tax tables (2025). Estimate — check your payslip.

How the calculation works

Net salary is what remains after mandatory deductions:

INSS: social security, progressive by brackets (7.5% to 14%), capped.
Income tax: withheld at source, on the base (gross − INSS − dependents), with an optional simplified deduction.

Net = Gross − INSS − income tax − other deductions

Is FGTS deducted from salary?

No. FGTS (8%) is paid by the employer separately; it is not deducted from your net pay.

Compare real take-home as a CLT employee (with 13th salary, vacation and FGTS) versus a PJ contractor.

See how your money grows over time with monthly contributions and an evolution chart.

Updated on June 17, 2026 · by Rafael Rossi · Methodology & sources