US paycheck / take-home pay calculator

Estimate US take-home pay after federal income tax, FICA and state tax.

Monthly take-home

$4,182.83

Annual take-home$50,194.00

Federal income tax$5,216.00

FICA (Social Security + Medicare)$4,590.00

State tax$0.00

Effective tax rate16.3%

Estimate using 2024 federal brackets and the standard deduction. Excludes credits, 401(k) and local taxes.

How the calculation works

From gross pay, subtract the standard deduction to get taxable income; apply progressive federal tax; add FICA (6.2% Social Security up to the wage base + 1.45% Medicare) and state tax.

Frequently asked questions

What is FICA?

They are the Social Security and Medicare payroll taxes withheld from your pay.

Related calculators

401(k)

Project your 401(k) balance with annual contributions, employer match and growth.

Updated on June 18, 2026 · by Rafael Rossi · Methodology & sources